About Pagaya
Pagaya is a global technology company making life-changing financial products and services available to more people nationwide, as it reshapes the financial services ecosystem. By using machine learning, a vast data network and a sophisticated AI-driven approach, Pagaya provides comprehensive consumer credit and residential real estate solutions for its partners, their customers, and investors. Its proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy. Pagaya has offices in New York and Tel Aviv. For more information, visit pagaya.com.
About The Role
We are looking for a talented Backend Engineer to join our core engineering team working on our flagship product—a critical, high-availability backend system serving numerous external partners. In this role, you'll play a key part in continuously refactoring, decoupling, and scaling our production services, ensuring exceptional reliability, performance, and scalability. This position is ideal for engineers passionate about designing and maintaining robust, production-grade software, and who enjoy the challenge of systematically decomposing complex systems into smaller, maintainable components.
Responsibilities
- Own and evolve our backend APIs – ensuring they are scalable, well-documented, and performant.
- Design and implement robust backend services that handle high traffic and complex data interactions.
- Improve system architecture by identifying bottlenecks and optimizing performance.
- Collaborate with cross-functional teams including frontend, DevOps, and product teams to deliver high-quality features.
- Enhance API integrations with partners, ensuring seamless data exchanges and reliability.
- Implement best practices for code quality, testing, CI/CD, and security.
- Fostering a culture of technical excellence and knowledge sharing.
- Develop, optimize, and maintain critical production backend services for our flagship product.
- Continuously refactor and decouple large backend systems into smaller, modular, and scalable components.
- Design, implement, and document reliable, performant APIs consumed by dozens of external partners.
- Monitor, debug, and maintain the health and availability of our production environment.
Requirements
- 4+ years of backend development experience with a strong focus on APIs and distributed systems.
- Strong expertise in Python.
- Deep understanding of RESTful APIs and microservices architecture.
- Strong grasp of scalability, and performance optimization.
- Knowledge of cloud platforms and containerization.
- Experience with observability tools (logging, monitoring, tracing).
- Solid foundation in software engineering best practices, testing, and CI/CD pipelines.
- Ability to debug, optimize, and maintain complex backend systems.
- Excellent communication and problem-solving skills.
Bonus Points
- Bachelor’s degree (or higher) in a scientific or technical discipline (Computer Science, Software Engineering, EE, Mathematics, Physics, or a related field), or equivalent practical experience.
- Background in event-driven architecture.
- Experience with SQL and NoSQL databases (PostgreSQL, MySQL, MongoDB, etc.).
- Contributions to open-source projects or tech blogs.
Our Team
Pagaya was founded in 2016 by seasoned research, finance, and technology entrepreneurs, and we are now 500+ strong in New York, Los Angeles, and Tel Aviv.
We move fast and smart, identifying new opportunities and building end-to-end solutions from AI models and unique data sources. Every Pagaya team member is solving new and exciting challenges every day in a culture based on partnership, collaboration, and community.
Join a team of builders who are working every day to enable better outcomes for our partners and their customers.
Our Values
Our values are at the heart of everything we do. We believe great solutions are built through a great community.
- Advance Inclusion- We create a world where everyone can win, designing systems that better represent people and generate sustainable value for our employees, partners and investors.
- Be Accountable Together- We proudly own our actions and our results, taking initiative to ensure our work gets over the finish line as a team.
- Continuously Learn- We challenge ourselves for the sake of getting better as individuals, as teams, and as an organization to deliver for our partners.
- Debate and Commit- We respectfully and openly debate to strengthen our ideas and build shared conviction - once we decide, we go all in, together.
- Dream Big and Act- We boldly tackle complex problems, pressure-test solutions in real-time, and adapt with speed and energy.
More than just a job
We believe health, happiness, and productivity go hand-in-hand. That's why we're continually looking to enhance the ways we support you with benefits programs and perks that allow every Pagayan to do the best work of their life.
Pagaya is an equal opportunity employer. Pagaya is encouraging diversity and actively seeking applicants from all backgrounds, as are committed to creating a diverse workforce together with an inclusive environment for all. Employment is decided on the basis of qualifications, skills, and business needs.
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