QSM Programming provides software for Israel's banking and finance industry, specializing in ATM networks, EMV, financial information security, and data encryption solutions.

The company's two products are QSwitch and QPIN Mailer.

As an advanced universal switch for transaction processing, QSwitch provides complete transaction processing between ATM, kiosk, point-of-sale, internet, and mobile sources and diverse destinations such as issuing banks, acquiring banks, back offices, and processors.

QPIN Mailer is software for issuing PIN codes that is used by banks and credit card issuers in compliance with strict security standards.