ConfirmU is a data analytics start-up specializing in providing alternative credit scoring services for lenders who wish to score people with no credit history.

Its solution is based on psycho-linguistic profiling in more than 20 languages, enabled through a chatbot or voice conversation using speech-to-text and machine-learning technologies.ConfirmU has three major product offerings that can be used by traditional lenders (e.g. banks), P2P platforms, insurance companies, and investment platforms.